Townsend sends out quarterly newsletters covering many aspects of financial planning. These newsletters provide wealth management and retirement planning information and are available free of charge to both current and prospective clients. The newsletters include a market commentary, the relative strength of the market, financial articles with additional newsworthy items, an article related to the financial industry and retirement planning, and Cayle’s Connections, a local activity- and event-based update.
Townsend Spring 2022 Newsletter
Our 2022 Spring Edition has lots of great takeaways for you. With the ongoing war in Ukraine, many are questioning inflation, interest rates and a possible recession – Jeff shares his take on this and how we need to refocus on being energy independent. If the stock market volatility remains elevated, you may want to be prepared for further market declines. In this commentary Jeff shares where we are at with trades and managing portfolios, providing insight on what the planning team is doing to best support our positioning.
Our Newsworthy section is always fun to skim especially if you are driven by statistical number driven data. Anyone go to the grocery store and your favorite items are wiped clean off the shelves (sometimes for weeks!)? And when you do happen to get lucky, the price has skyrocketed – it’s because food prices internationally has increased 19.6% since last year! Wondering how employment is going for small businesses? Or the percentage that did not pay any federal income taxes – be sure to check out page 2.
In the estate planning process, many people don’t know how to integrate their charitable wishes in their plan; therefore, Legacy Planner, Sallie Diamond shares how giving can be incorporated and the variety of options available. The focus of this article is on only two of the methods: leaving a bequest in your will or revocable trust and the establishment of a Donor Advised Fund as a beneficiary of your estate. This is a great article to sit with – especially if you are looking to benefit a specific charity.
Our late spring/early summer events are listed in addition to sharing three new faces on the Townsend team. Outside of growing the Townsend client community, we are also excited to be growing our staff in hopes to continue providing you a wonderful experience.
Finally, those looking for new adventures can check out Cayle’s Connections. From ZipLine tours to a Lavender farm, there is something for everyone to try in this section. We encourage you to give some of these a whirl and let us know what you think OR if you’ve recently been somewhere unique and special, we’d love to hear from you! Email us!
We hope you enjoy this spring newsletter and that your days are filled with all the activities you love during this season!
Important Disclosure Information
Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Townsend & Associates, Inc. (“Townsend”), or any non-investment related content, made reference to directly or indirectly in this newsletter will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Townsend. Please remember to contact Townsend, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Townsend is neither a law firm nor a certified public accounting firm and no portion of the newsletter content should be construed as legal or accounting advice. A copy of the Townsend’s current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request.