Townsend Newsletter

Townsend Newsletter

Townsend sends out quarterly newsletters covering many aspects of financial planning. These newsletters provide investment management and retirement planning information and are available free of charge to both current and prospective clients. The newsletters include a market commentary, the relative strength of the market, financial articles with additional newsworthy items, an article related to the financial industry and retirement planning, and Cayle’s Connections, a local activity- and event-based update.

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Townsend Spring 2024 Newsletter

In the spring edition of our 2024 newsletter, Jeff Townsend shares his thoughts on retirement planning. Jeff hosts a retirement presentation about the basics of retirement planning in February and November each year, but he went further into why the timing of your retirement matters in this piece. At Townsend we want to make sure you are financially prepared for a successful retirement no matter what the market looks like and Jeff shares ways to be best prepared for the costs after retirement. Jeff’s Newsworthy Items section is full of interesting facts. Turns out the different generations have a different idea of how much money would make them happy and the status of the desire to work from home. It’s a fun little blurb that leaves you with some good takeaways.
Sallie Diamond wrote a list of reasons why you should never add your child’s name to your assets. It may seem like a good idea, but there are many this approach is not recommended. Read Sallie’s list and if you still have questions, she is available to answer questions – her email address is shared in her article. Appointments with Sallie are free for Townsend clients so if you haven’t met with Sallie yet, call our office and make an appointment today. John Goltermann shares his read of the market into the first quarter of 2024. John reflects on past markets and how things have changed since then. He also writes about passive investments – to read his thoughts on their impact, read John’s article!
In this issue of the newsletter, we have a new feature called Near and Dear to Our Hearts. In this section, we will highlight non-profits and charities that are special to our clients. This month, a client couple shared SafeHouse Denver, an organization that supports survivors of domestic violence and their children in the Denver community. You can read a little more about their amazing work in our newsletter and visit their website to learn even more. If you have a non-profit organization you support, please share it with Savanna. As always, be sure to check out Cayle’s Connections. This section is full of ideas for how to spend your time now that the weather is becoming a bit warmer and sunnier. Cayle shares a few activities for the days it is sunny and a couple for the rainy April days. Let us know which adventures you take. We would love to see photos!
Each quarter we plan to share a recipe from Townsend. Advisor Terri Thomas cooks a lot for her children and grandchildren, so she always has a recipe to share. In this edition, she shares her homemade pasta dough recipe and the secret to her homemade sauce. Making homemade pasta with your loved ones is such a fun spring activity! We would love to share a recipe with every newsletter. If you have any favorite dishes you would love to share with other Townsend clients, please send them to Savanna@TownsendRetirement.com

Important Disclosure Information
Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Townsend & Associates, Inc. (“Townsend”), or any non-investment related content, made reference to directly or indirectly in this newsletter will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Townsend. Please remember to contact Townsend, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Townsend is neither a law firm nor a certified public accounting firm and no portion of the newsletter content should be construed as legal or accounting advice. A copy of the Townsend’s current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request.

Advisory services are offered through Townsend & Associates Inc., dba Townsend. Financial Advisors of Townsend are registered representatives of and offer securities through Securities America, Inc., Member FINRA/SIPC. Townsend and Securities America, Inc. are not affiliated. Privacy Statement | © 2021 Townsend

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