Townsend Newsletter
Townsend sends out quarterly newsletters covering many aspects of financial planning. These newsletters provide wealth management and retirement planning information and are available free of charge to both current and prospective clients. The newsletters include a market commentary, the relative strength of the market, financial articles with additional newsworthy items, an article related to the financial industry and retirement planning, and Cayle’s Connections, a local activity- and event-based update.
Townsend Fall 2021 Newsletter
Wondering how the Federal Reserve is challenged the market? Jeff Townsend speaks to these concerns in his quarterly commentary, along with inflation and a possible future correction to prepare for. Are you ready to ride out a decline in the market? If not, call our office to have a conversation with an advisor – allow them to create a more rational mindset for you.
The newsworthy items are always fun to glance over – our favorite one this quarter was that 3.2 million Americans retired in 2020 – a 56% increase over the average 2.05 million Americans who retired over the previous 8 years. Let’s hope those 3.2 million Americans has a solid roadmap and feel very confident transitioning into their retirement years.
In the spring we welcomed the well-known financial journalist, Ron Insana to virtually address our clients in regards to the economy and where were headed post-pandemic. He really resonated with our clients and was very transparent in how he delivered the information – we asked that he summarize what we can expect moving into 2022. If interested in his opinions, check out his article “Full Speed Ahead” as he provides his insight on the direction were headed and if ‘normalization’ is within reach.
Are you vaccinated and ready to get back to enjoying life with others outside your home, in-person and away from your computer screen? If so, don’t forget to pull your favorites from Cayle’s Connections – Lots of holiday experiences to schedule with family and friends. And if you’re not sure about venturing out just yet – we included a couple of our most loved cookbooks for all the tasty warm fall meals. Be sure to share with us your favorites!
Have you scheduled your Estate Planning meeting? It’s one of those that gets easily pushed out – but once you sit down with our Legacy Planner, Sallie Diamond, you’ll understand the importance of making it a priority. A great place to start is reading her article in How to Prepare for the meeting so that you know what to expect before initiating these conversations. The first step is calling our office and scheduling – it’s an appointment that you’ll walk away from without regret.
In the last couple months we have cautiously phased back to hosting live in-person events and it’s been wonderful to re-establish that feeling of community and belonging. We’ve had so many opportunities to connect with clients – social events, educational events and community give-back events. Two of the most impactful events these past months were our “Precious Child Fill-A-Backpack Drive” and our first ever “Beesley Bike Build” – thank you to the 200+ clients that volunteered their time… It is you who is making this world a richer place.
Important Disclosure Information
Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Townsend & Associates, Inc. (“Townsend”), or any non-investment related content, made reference to directly or indirectly in this newsletter will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Townsend. Please remember to contact Townsend, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Townsend is neither a law firm nor a certified public accounting firm and no portion of the newsletter content should be construed as legal or accounting advice. A copy of the Townsend’s current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request.
